MERRY CHRISTMAS 06 may it bring spiritual revival and peace on earth goodwill to each soul in 2007

Bankruptcy filings drop to lowest levels since '80s

DEC. 10 2006 Year to date, the Dow Jones Industrial average is up 14.6 percent, the S&P 500 index is up 12.7 percent, the Nasdaq composite is up 10.1 percent and the Russell 2000 (up 0.27 to 792.56, is up 17.7 percent.

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